Chase Sapphire Preferred® Credit Card – The Gold Standard for Everyday Travelers
The Chase Sapphire Preferred® Card is a standout in the world of mid-tier travel rewards cards. It offers a perfect blend of value, flexibility, and premium travel perks — all with an affordable annual fee. If you travel occasionally, eat out regularly, and want points that go further, this card delivers immense return.
Apply Now
Key Highlights
- 2X points on travel & dining
- 25% more value when redeeming through Chase Ultimate Rewards®
- 60,000-point welcome bonus (worth up to $750 in travel!)
- Travel protections & rental car insurance
- Annual fee of just $95
The Chase Sapphire Preferred® Card is a standout in the world of mid-tier travel rewards cards. It offers a perfect blend of value, flexibility, and premium travel perks — all with an affordable annual fee.
This isn’t just a travel card — it’s a gateway into the Chase Ultimate Rewards® ecosystem, which savvy users swear by.
- Earn 60,000 bonus points after spending $4,000 in the first 3 months
- Those points are worth: $600 in cash back, $750 in travel through Chase Ultimate Rewards®, or even more via transfer partners
- One of the most valuable sign-up bonuses in the $95-fee category
- 5X points on travel booked through Chase Ultimate Rewards®
- 3X points on dining, online grocery purchases, and select streaming services
- 2X points on all other travel
- 1X point on everything else
- Redeem points for 25% more value via Chase Ultimate Rewards® travel portal
- Book flights, hotels, rental cars, and experiences with no blackout dates
- Transfer to 14 airline/hotel partners like United, Southwest, Hyatt, and Marriott at 1:1 value
- Primary auto rental collision damage waiver
- Trip cancellation/interruption insurance
- Baggage delay reimbursement
- Trip delay reimbursement
- Purchase protection & extended warranty
- $95 annual fee (not waived first year)
- No foreign transaction fees
- No hidden charges — value easily surpasses cost for moderate travelers
- Redeem for travel, statement credit, gift cards, Apple purchases, or Amazon
- Combine points with other Chase cards like Freedom Flex® or Unlimited®
- Use Pay Yourself Back® for enhanced point value on rotating categories
- No airport lounge access — check Sapphire Reserve® for that
- High spend required for welcome bonus ($4,000 in 3 months)
- Requires good to excellent credit (typically 700+)
- Maximum point value is best realized via travel/partner transfers
- Occasional to frequent travelers
- Foodies who spend on dining and takeout
- Users looking for premium benefits without premium fees
- Chase cardholders aiming to maximize Ultimate Rewards® value
- Anyone wanting travel flexibility and strong point redemptions
The Chase Sapphire Preferred® Credit Card continues to earn its reputation year after year — offering one of the best cost-to-benefit ratios in the entire credit card market. With a strong sign-up bonus, flexible travel redemptions, and powerful protections, it’s the top choice for value-focused travelers.