Chase Sapphire Preferred® Credit Card – The Gold Standard for Everyday Travelers

The Chase Sapphire Preferred® Card is a standout in the world of mid-tier travel rewards cards. It offers a perfect blend of value, flexibility, and premium travel perks — all with an affordable annual fee.

If you travel occasionally, eat out regularly, and want points that go further, this card delivers immense return.

This isn’t just a travel card — it’s a gateway into the Chase Ultimate Rewards® ecosystem, which savvy users swear by.

• Earn 60,000 bonus points after spending $4,000 in the first 3 months
• Those points are worth:
• $600 in cash back
• $750 in travel through Chase Ultimate Rewards®
• Even more if transferred to airline/hotel partners

It’s one of the most valuable sign-up bonuses in the $95-fee category.

• 5X points on travel booked through Chase Ultimate Rewards®
• 3X points on dining, online grocery purchases, and select streaming services
• 2X points on all other travel
• 1X point on everything else

From daily coffee runs to weekend getaways, every swipe moves you closer to free travel.

• 60,000 points = $750 in travel
• Book flights, hotels, rental cars, and experiences easily
• No blackout dates or travel restrictions
• Want to stretch points even further? You can transfer to 14 travel partners at a 1:1 ratio — including United, Southwest, Hyatt, and Marriott.

When redeeming points through Chase Ultimate Rewards®, you get 25% more value:

• Primary auto rental collision damage waiver
• Trip cancellation/interruption insurance
• Baggage delay reimbursement
• Trip delay reimbursement
• Purchase protection & extended warranty

These protections alone can save you hundreds, if not thousands, during emergencies.

• $95 annual fee (not waived first year)
• No foreign transaction fees
• No hidden charges

With the bonus, travel perks, and elevated earning rates, this card easily pays for itself — especially if you travel 1–2 times a year.

• Redeem points for travel, statement credit, gift cards, Apple purchases, or Amazon
• Combine points with other Chase cards (Freedom Flex, Unlimited, etc.)
• Use Pay Yourself Back® to erase eligible categories with points at higher value

A great option for both frequent travelers and everyday users alike.

• No lounge access — for that, look at Sapphire Reserve®
• High spend required to unlock the welcome bonus ($4,000 in 3 months)
• Requires good to excellent credit (typically 700+)
• Max value comes only when points are used for travel or with transfer partners

• Occasional to frequent travelers
• Foodies who spend on dining and takeout
• Users looking for premium benefits without premium fees
• Chase cardholders who want to maximize the Ultimate Rewards® system
• Anyone wanting travel flexibility and strong point value