Wells Fargo Autograph Journey℠ Card
The high-earning categories, $600 bonus potential, and strong protections make it one of the most exciting mid-tier travel cards in 2025. It's built for the modern traveler who wants luxury rewards without luxury fees.
Apply Now
Key Highlights
- 60,000 bonus points after $4,000 spend (worth $600 in travel)
- $95 annual fee
- 5X on hotels, 4X on airfare, 3X on other travel
- No foreign transaction fees
- Up to $600 in cell phone protection
The Wells Fargo Autograph Journey℠ Card is a premium travel rewards credit card launched to compete with the likes of Chase Sapphire Preferred® and Capital One Venture Rewards. It’s built for travelers who want valuable points, flexible redemptions, and zero fuss.
From airlines to Airbnbs, taxis to tapas bars — this card earns across the board.
- 💰 Earn 60,000 bonus points after spending $4,000 in the first 3 months (worth $600 toward travel)
- 💳 $95 annual fee
- 🛏️ 5X points on hotels
- ✈️ 4X on airfare
- 🚗 3X on other travel (car rentals, cruises, trains)
- 1X on all other purchases
- 🌐 No foreign transaction fees
- 📱 Cell phone protection up to $600 when you pay your bill with the card
- Frequent flyers
- Weekend road trippers
- Hotel hoppers
- Budget-savvy travelers looking for rewards without ultra-premium fees
If you book flights, hotels, or train rides even a few times a year, this card can rack up serious value — especially with its strong bonus categories.
- 1 point = 1 cent when redeemed for travel through Wells Fargo’s portal
- Redeem for gift cards, statement credits, merchandise, or 'Pay with Points' online
- Point transfers to travel partners coming soon (e.g., United MileagePlus, Air France Flying Blue)
- Visa Signature benefits: concierge, extended warranty, emergency assistance
- Travel insurance: trip cancellation/interruption, lost luggage reimbursement, travel accident insurance
- 24/7 fraud monitoring and $0 liability on unauthorized charges
| Feature | Autograph Journey℠ | Chase Sapphire Preferred® | Capital One Venture Rewards |
|---|---|---|---|
| Annual Fee | $95 | $95 | $95 |
| Welcome Bonus | 60,000 points | 60,000 points | 75,000 miles |
| Hotel Rewards | 5X | 2X | 2X |
| Airline Rewards | 4X | 2X | 2X |
| Point Transfers | Coming soon | ✅ Yes | ✅ Yes |
| Cell Phone Protection | ✅ Yes | ❌ No | ✅ Yes |
- No airport lounge access
- Point transfers not available yet
- Redemption value drops for non-travel rewards
- Pair with Wells Fargo Active Cash® for 2% back on non-travel spend
- Book hotels directly to earn 5X and hotel loyalty points
- Watch for point transfer partner rollout — ideal for maximizing redemptions
Absolutely — if you travel at least a few times a year. With 3–5X travel rewards, strong protection benefits, and a solid bonus, this card is a standout in the $95 annual fee tier.