Capital One SavorOne Student Cash Rewards Credit Card

• Build credit while spending – Capital One reports to all three major credit bureaus
• No annual fee – more money stays in your pocket
• 3% cashback on dining, entertainment, and streaming subscriptions
• Also earn 3% at grocery stores (excluding Walmart & Target)
• 1% cashback on all other purchases

Planning to study abroad or travel over break? You won’t get hit with extra charges every time you swipe in another country — a rare perk for a student card.

Your cashback rewards remain available until you use them and never expire.

No minimum redemption requirement — use them however works best for you.

• Statement credits
• Gift cards
• Amazon.com purchases
• PayPal checkout

• CreditWise® from Capital One for free credit monitoring and alerts
• Automatic credit line reviews after 6 months of responsible use
• $0 fraud liability for unauthorized charges

• APR ranges from 19.99% to 29.99% variable — avoid carrying a balance
• Better suited for students with some credit history, not ideal for total beginners

If you're a student who enjoys dining out, concerts, streaming, and travel — this card rewards your lifestyle. It’s more than just a cashback card; it’s a smart tool to build credit without fees, earn rewards, and develop good money habits early.

Whether you’re grabbing a meal or booking a flight home, this card turns everyday purchases into long-term financial growth.

Use it like a debit card — spend only what you can pay off in full each month. This way, you avoid interest and grow your credit score safely.