Chase Freedom Rise℠ Credit Card
Building credit doesn’t have to be complicated — and with the Chase Freedom Rise℠ Credit Card, it’s actually rewarding. Tailored for newcomers to credit, this card offers a simple, smart way to start your credit journey with the trust and tools of a major bank behind you.
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Key Highlights
- $0 annual fee
- 1.5% unlimited cash back on every purchase
- No credit history required to apply
- Reports to all three major credit bureaus
- $25 statement credit for setting up AutoPay
- Free credit score monitoring via Credit Journey®
This card is designed for those with limited or no credit history, making it an excellent choice for students, recent graduates, or anyone new to personal finance.
No rotating categories. No quarterly activations. Just unlimited 1.5% back on every purchase — whether it’s textbooks, groceries, or late-night pizza.
It’s simple, steady, and rewarding — perfect for first-time cardholders.
Set up automatic payments within the first three months and get a $25 statement credit — a nice early perk just for being responsible.
With zero annual fees, you can focus on building credit and earning rewards without the worry of ongoing costs.
Chase reports your payment activity to Equifax, Experian, and TransUnion, helping you establish credit with every on-time payment.
Responsibly using this card can help you qualify for premium cards faster in the future.
Keep tabs on your progress with free credit score monitoring through Chase’s Credit Journey® tool — available in-app and online.
- Zero liability protection for unauthorized charges
- Real-time alerts and account monitoring
- Quickly lock or unlock your card anytime through the Chase Mobile® app for added security
- Students and young adults
- First-time credit card users
- People who want to build credit without an upfront deposit
- Anyone seeking simple, flat-rate rewards
- Those who prefer a big-name bank with trusted customer support
- A Chase checking account helps increase your approval odds
- Doesn’t offer category-based or travel-specific rewards
- No intro APR on purchases or balance transfers
Yes — especially if you’re starting from scratch and want a no-fuss card from a reputable lender.
The 1.5% flat cash back, no annual fee, and credit-building tools make it a rock-solid option for your first card.
With Chase behind you, it’s a reliable path to long-term financial growth.
Looking to rise? This card could be your launchpad.