Citi Rewards+℠ Student Card

One of the standout features? Every purchase rounds up to the nearest 10 points.

Buy a $2 coffee? You still earn 10 points.

Pick up a $6 notebook? That’s another 10 points.

This feature adds up quickly — especially if you make frequent small purchases like snacks, bus fares, or school supplies.

Earn 2X ThankYou® Points at supermarkets and gas stations, capped at $6,000 per year.

Great for groceries, snacks, or road trips with friends.

Even better for commuting or weekend getaways.

Whether it’s textbooks, streaming subscriptions, or campus gear — you’ll earn at least 1 point for every dollar spent.

Making a big back-to-school purchase? Enjoy a 0% introductory APR on purchases for the first 7 months, after which a variable APR will apply.

Use this wisely to manage upfront costs without interest pressure.

• Gift cards
• Travel bookings
• Online shopping with partners
• Statement credits (in some cases)

Gift card redemptions often offer the best value per point.

• $0 liability on unauthorized charges
• Account alerts and digital wallet compatibility
• Citi Identity Theft Solutions for added protection
• Access to Citi’s mobile app for on-the-go management

• Want to maximize small purchases
• Spend frequently at grocery stores and gas stations
• Prefer flexible rewards over cash back
• Need a starter card to build a credit profile
• Like the idea of earning even on a $1 snack

Absolutely — especially if you’re new to credit. The round-up feature alone can help students earn more than expected, even with modest spending.

It’s a smart, low-risk way to build credit, collect points, and learn how to manage a card responsibly — all without paying an annual fee.

For students who want to be rewarded for everyday living — even the small stuff — this card truly adds up.