Chase Freedom Unlimited® Credit Card
The Chase Freedom Unlimited® Credit Card lives up to its name by offering effortless rewards across all purchases, boosted by attractive category bonuses and smart redemption flexibility. Whether you’re managing debt or stacking up points for travel, it’s one of the most well-rounded no-annual-fee cards on the market.
Apply Now
Key Highlights
- Unlimited 1.5% cash back on all purchases
- Bonus categories with elevated earnings
- 0% intro APR offer on purchases & balance transfers
- No annual fee
- Top-tier benefits via Chase’s Ultimate Rewards® program
Think of the Chase Freedom Unlimited® as your daily driver credit card — consistent, rewarding, and easy to use without the complexity of rotating categories. It combines flat-rate cashback with bonus earnings in essential categories, making it a standout for beginners and experienced cardholders alike.
It’s also a smart choice if you’re entering the Chase rewards ecosystem, thanks to its flexibility and travel redemptions when paired with premium Chase cards.
- 1.5% cash back on everything (no cap)
- 3% cash back on dining (includes takeout & eligible delivery)
- 3% back at drugstores
- 5% on travel booked through Chase Ultimate Rewards®
This means whether you're grabbing coffee, ordering pizza, booking flights, or picking up prescriptions — you're earning automatically.
- Earn a $200 bonus after you spend $500 on purchases in the first 3 months
- In addition, 5% cash back on grocery store purchases (excluding Walmart/Target) up to $12,000 in the first year
Easy to earn, easy to enjoy. Great for new cardholders looking for immediate value.
- No annual fee means your rewards are always profit
- Keep the card long-term without worrying about offsetting a yearly charge
- Ideal for both budget-minded spenders and rewards maximizers
- 0% intro APR for 15 months on purchases and balance transfers
- Post-intro variable APR ranges between 20.49% – 29.24%
This card doubles as a tool to manage large expenses or consolidate debt while still earning cash back.
- Redeem for statement credits, direct deposit, gift cards, or travel
- Use points for Apple purchases, Amazon shopping, and more
- Combine with a Chase Sapphire card to unlock travel transfer partners and boost redemption value
Your rewards here aren’t boxed into one use — they’re flexible, valuable, and scalable.
- Purchase Protection (up to 120 days)
- Extended Warranty Protection
- Trip Cancellation/Interruption Insurance
- Zero Liability Protection against unauthorized purchases
- Contactless payment enabled & fraud monitoring 24/7
You’re not just earning; you’re also covered.
- Foreign transaction fee (3%) – not ideal for international travel
- Cashback redemption is capped in value unless paired with other Chase cards
- APR after intro can be high, so it's not ideal for long-term revolving balances
- Everyday spenders who want simple, unlimited cash back
- Users who want bonus earnings without tracking rotating categories
- Individuals new to Chase looking to build points for travel redemptions
- Smart shoppers looking for no annual fee + intro APR
The Chase Freedom Unlimited® Credit Card lives up to its name by offering effortless rewards across all purchases, boosted by attractive category bonuses and smart redemption flexibility. Whether you’re managing debt or stacking up points for travel, it’s one of the most well-rounded no-annual-fee cards on the market.