Wells Fargo Autograph® Card – 3X Points on Life’s Most Frequent Categories

The Wells Fargo Autograph® Card is a no-annual-fee rewards card that focuses on real-life spending categories—like dining, travel, gas, and streaming.

Whether you’re commuting, grabbing takeout, or booking flights, this card offers 3X points in places you’re likely already spending.

It’s a modern card designed for today’s busy, digital lifestyle.

• 20,000 bonus points after spending $1,000 in the first 3 months

That’s equivalent to $200 in redemption value, making it a solid incentive for everyday spenders.

• 3X points on: Restaurants, Travel, Gas stations, Transit (including rideshares, subways, buses), Streaming services, Phone plans
• 1X points on all other purchases

These are the categories people spend on weekly—so it’s easy to rack up rewards without adjusting your habits.

• $0 annual fee

Despite offering great perks and protection, the Autograph Card charges no annual fee.

It’s cost-effective and long-term friendly for all types of users.

• Redeem points for statement credits, travel bookings, gift cards, and Pay with Points at select retailers
• No minimum redemption when applying toward statement credits

This flexibility ensures you always have a useful way to use your rewards.

• Auto rental collision damage waiver
• Travel and emergency assistance
• Lost luggage reimbursement

A rare combination of premium protections in a $0-fee card.

• Up to $600 in protection against damage or theft
• $25 deductible applies

When you pay your monthly cell phone bill with the card, you’re covered—making this a standout perk for smartphone users.

• Track spending in real time
• Redeem rewards instantly
• Freeze your card if lost
• Use digital wallets like Apple Pay, Google Pay, Samsung Pay

These tools make the card experience smooth, secure, and mobile-first.

• Busy professionals and commuters
• Students and millennials
• Foodies and frequent travelers
• Anyone seeking reliable, no-fee rewards