Blue Cash Everyday® Card from American Express
Looking for a no-annual-fee credit card that gives you solid cash back on groceries, gas, and online shopping? The Blue Cash Everyday® Card from American Express hits that sweet spot for families and budget-conscious spenders who want reliable rewards without the yearly cost.
Apply Now
Key Highlights
- Annual Fee: $0
- Welcome Offer: Earn a $200 statement credit after spending $2,000 in the first 6 months
- 3% cash back on groceries, gas, and online retail (each capped at $6,000/year)
- 0% intro APR on purchases and balance transfers for 15 months
- Ideal for everyday spenders who want consistent cash back on essentials
- 3% back at U.S. supermarkets (up to $6,000 per year, then 1%)
- 3% back at U.S. gas stations (up to $6,000 per year, then 1%)
- 3% back on U.S. online retail purchases (up to $6,000/year, then 1%)
- 1% back on all other eligible purchases
- $0 Annual Fee – strong rewards with no cost
- Flexible redemption – cash back as a statement credit
- 0% intro APR on purchases and balance transfers for 15 months
- Includes Return Protection, Fraud Protection, and Amex Offers
- Car rental loss and damage insurance
- 👨👩👧👦 Families – 3% back on groceries and gas helps reduce household costs
- 🛒 Online Shoppers – 3% back adds up quickly at Amazon, Walmart.com, Target, and more
- 🧠 Credit Builders – Simple, fee-free card to build credit and earn rewards
- Spending caps on 3% categories – drops to 1% after $6,000/year per category
- Not ideal for travel – foreign transaction fees apply
- Lacks dining or travel rewards – focused strictly on everyday purchases
| Card | Annual Fee | Grocery Rewards | Gas Rewards | Online Shopping | Other Highlights |
|---|---|---|---|---|---|
| Blue Cash Everyday® | $0 | 3% (U.S. supermarkets) | 3% | 3% | 0% APR intro |
| Blue Cash Preferred® | $95 | 6% | 3% | 1% | Better for high spenders |
| Citi Custom Cash® | $0 | 5% on top category | 5% if top spend | 5% if top spend | Auto-adjusts categories |
The Blue Cash Everyday® Card from American Express is a no-nonsense, budget-friendly cash-back card that rewards you for the purchases you’re already making—groceries, gas, and online shopping.
With no annual fee and strong welcome offers, it’s ideal for anyone who wants to maximize value without overcomplicating their wallet.
If you're just starting out with rewards credit cards or want to stack everyday savings, this is one of the smartest no-fee choices out there.
Use this card for groceries and online shopping, and pair it with a travel card like the Amex Gold or Citi Strata Premier® for a complete rewards strategy.