Discover it® Miles Credit Card
For frequent travelers or digital nomads who want a simple, no-hassle travel rewards card, the Discover it® Miles Credit Card is a gem worth exploring. It combines straightforward earning, flexible redemptions, and a generous first-year bonus — all with no annual fee.
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Key Highlights
- Unlimited 1.5x miles on every purchase
- First-Year Mile Match: Discover matches all miles you’ve earned
- Flexible redemption for travel, cash, or statement credit
- No annual fee, ever
- No foreign transaction fees
- 0% intro APR on purchases for 15 months (then variable APR applies)
Unlimited 1.5x Miles on Every Purchase
- Earn 1.5 miles per dollar spent on all purchases
- No rotating categories or activation needed
- Simple flat-rate rewards across all spending
First-Year Mile Match: Double Your Rewards
- Discover matches all miles you earn in your first year automatically
- Example: earn 30,000 miles and receive 60,000 total
- No cap on matched miles
Flexible Redemption Options
- Redeem miles for travel, statement credits, or cash (1 mile = 1 cent)
- Use for flights, hotels, rideshares, and more
- No blackout dates or airline restrictions
No Annual Fee, Ever
- Earn and keep all your rewards with zero annual cost
- Long-term value with no ongoing fees
No Foreign Transaction Fees
- Use the card internationally without extra fees
- Perfect for students studying abroad or digital nomads
Built-In Discover Perks
- Freeze It® feature lets you instantly lock your card via the app
- Free FICO® Credit Score updates every month
- 24/7 U.S.-based customer support
APR & Intro Offers
- 0% intro APR on purchases for 15 months
- Variable APR applies after intro period
- Balance transfers not eligible for intro APR; 3% transfer fee during intro period
Best For
- People who want simple, flat-rate travel rewards
- Frequent travelers who prioritize flexibility over premium perks
- Cardholders seeking no annual fee and international use
What It Lacks
- No luxury perks like airport lounge access or TSA PreCheck® credits
- Lacks travel insurance or rental car coverage
- Miles cannot be transferred to airline or hotel partners
Final Verdict
The Discover it® Miles Credit Card is perfect for budget-conscious travelers or first-time rewards card users.
It offers simple earning, double rewards in the first year, and complete flexibility in redemptions.
If you're looking for a low-maintenance, high-value card with no annual fee, this one is absolutely worth adding to your wallet.